CT Uninsured & Underinsured
Uninsured and underinsured insurance coverages
Uninsured/underinsured motorist coverage is coverage for you in the event of an accident were the other party is at fault, but does not have coverage in force or is carrying a limit that is lower then the medical payments you have received. Coverage is for medical payments only and will not cover damage to your vehicle.
Uninsured/underinsured motorist coverage offers two options, standard and conversion. Standard uninsured/underinsured motorist coverage will cover up to the limits of your policy. Conversion uninsured/underinsured motorist coverage allows your limits of coverage to be use after the liability limits of the responsible party have been exhausted.
The State of Connecticut also has the same coverage’s starting at $20,000 per person/$40,000 per accident for uninsured/under insured motorist coverage. Uninsured/underinsured motorist coverage does not have to be the same as the liability limits. An insured has the option to choose the minimum coverage or up to twice the limit of liability coverage on the policy. It is recommended that the underinsured/uninsured motorist limits are at least the liability limits of the policy.
Call 860-346-7755 today to speak to one of our insurance agents about Connecticut Auto Insurance or complete the form to have one our of agents contact you.
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Additonal auto insurance Coverage
Additional coverage’s that are optional include, towing/roadside assistance (coverage for mechanical breakdown), rental reimbursement (coverage of a rental vehicle if the insured vehicle is damage by a covered claim), and full glass coverage (eliminates the comprehensive deductible for glass).

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